Networking Club information and recommendations will assist club members when making real estate purchase or rental decisions.
Smart international parents purchased property for their sons or daughters while they studied in Canada or the USA. These real estate purchases provided a convenient and safe student residence for their children.
Real estate has price cycles that last 5 to 10 years. The secret to smart investing is to buy during a low price cycle and sell during the high peaks. The parents have enjoyed the North American price rises from 1989 to 1997 and again from 1999 to 2006. Most of the last two cycle price increases have been in the 40 to 200 percent range.
Many of the parents who enjoyed good timing had their $200,000 condo or townhouse rise to $400,000 over the entire cycle period. Even when the parents deduct the cost of tuition the prices for food, clothes, books and expenses over the usual four years of university they still made a profit.
This type of longer-term intelligent investing keeps the rich families rich and enables them to grow richer every year.
There are many other education services and projects that real estate investors can utilize to earn money. Most of these projects require the correct form of real estate and a zoning category that allows for the project business activity. These real estate businesses are service and cash flow based and require day to day management and supervision. The earnings tend to average about $3,000 to $4,000 a month and are an excellent part time business and investment.
The only secret to renting is to rent when the prices slide and you are waiting for the prices to bottom. Recently real estate commentators have stated that some USA and Canada local real estate markets have either slowed, topped or cooled and require careful analysis before any purchase decision. If the lessons of the last two real estate cycles are to be used then renting can be an excellent option if prices are sliding but not yet at the bottom.
Look for the Network Club "How to shop for the best prices" Seminar.
Original Story: ESL in Canada Network Club
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ESL in Canada Blog URL
http://eslincanada.blogspot.com/
Saturday, September 16, 2006
Friday, September 15, 2006
Study in Canada Requirements
The Government of Canada is providing all the forms for international students in an easy to download format. Find all the forms you need to apply for a Study Permit along with step-by-step instructions.
This includes information about:
- medical examinations
- police checks
- application fees and
- financial requirements
Use this link:
http://www.cic.gc.ca/english/study/apply-how.html
Visitor medical insurance is available for USA and Canada coverage for:
Foreign Students attending an educational institution full-time, or a daily registered student. Visitors who are 79 years of age or under who wish to visit Canada. Insurance for visitors over 79 years old is available, but is medically underwritten. Foreign Workers who are 69 years of age or under. Landed Immigrants who are 69 years of age or under. Returning Canadian citizens who are 79 years of age or younger.
Some Health Insurance definitions:
Accident Insurance is a form of health insurance against loss by accidental bodily injury.
Accident and Health Insurance is a type of coverage that pays benefits and or reimbursement for loss of income, in the case of sickness, accidental injury, or accidental death.
Dental insurance helps to pay costs of normal dental care as well as damage to teeth from an accident.
Disability Income Insurance is a form of health insurance that provides periodic payments to replace income when an insured person is unable to work as a result of illness, injury, or disease.
Health insurance reimburses losses resulting from sickness or accidental bodily injury. Health insurance includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance. Health insurance provides payment of benefits for covered sickness or injury. Includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, accidental death insurance, and dismemberment insurance.
Sickness Insurance is a form of health insurance providing benefits for loss resulting from illness or disease.
***********
ESL in Canada Blog URL
http://eslincanada.blogspot.com/
This includes information about:
- medical examinations
- police checks
- application fees and
- financial requirements
Use this link:
http://www.cic.gc.ca/english/study/apply-how.html
Visitor medical insurance is available for USA and Canada coverage for:
Foreign Students attending an educational institution full-time, or a daily registered student. Visitors who are 79 years of age or under who wish to visit Canada. Insurance for visitors over 79 years old is available, but is medically underwritten. Foreign Workers who are 69 years of age or under. Landed Immigrants who are 69 years of age or under. Returning Canadian citizens who are 79 years of age or younger.
Some Health Insurance definitions:
Accident Insurance is a form of health insurance against loss by accidental bodily injury.
Accident and Health Insurance is a type of coverage that pays benefits and or reimbursement for loss of income, in the case of sickness, accidental injury, or accidental death.
Dental insurance helps to pay costs of normal dental care as well as damage to teeth from an accident.
Disability Income Insurance is a form of health insurance that provides periodic payments to replace income when an insured person is unable to work as a result of illness, injury, or disease.
Health insurance reimburses losses resulting from sickness or accidental bodily injury. Health insurance includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance. Health insurance provides payment of benefits for covered sickness or injury. Includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, accidental death insurance, and dismemberment insurance.
Sickness Insurance is a form of health insurance providing benefits for loss resulting from illness or disease.
***********
ESL in Canada Blog URL
http://eslincanada.blogspot.com/
Saturday, September 02, 2006
The Canadian National Exhibition
The world class performers and spectacular air shows are the really big draws every year at the Canadian National Exhibition. Everyone in Toronto knows when the Canadian International Air Show is on at the "Ex" as the loud, fast and spectacular jets dance over the Toronto sky.
Each summer I go to the CNE with students. This summer 2006, it is to see the "Super Dogs" and shop in the international pavilion. Last summer 2005 it was to see the world record holder "Human Cannon Ball" and the "Fire and Ice" show.
The "CNE or Ex" is a wonderful field trip for international students to learn English and see products, cultural exhibits, foods, performers and people from across Canada and every other country in the world. Every new item triggers questions and learning opportunities as students expand their vocabulary and language fluency.
Every year the CNE features a nice combination of regular performers along with new acts, performers and shows. It is comfortable to see familiar performers do new tricks to excite and wow the crowds.
One of the new shows "Wonders of Dance and Music" presents a fusion of Brazilian Carnival Samba, Flamenco, Tango, Arabic and Gypsy dance masterpieces integrated into one high-energy musical expression.
Another new show is "The Movie Song Show" where singers and dancers perform hit songs and scenes from famous movies like Flashdance, Top Gun, Back to the Future, The Bodyguard, Men in Black, Moulin Rouge, Chicago, and Titanic.
The Toronto Urban Music Festival is a presentation of Urban Music with new performers and regular performers with news songs and new routines. The show presents a wide variety of contemporary urban music including Hip Hop and Rap.
There are many smaller venue stages all over the Exhibition grounds to see performers. Toronto Star Bandshell, Global Food Building Stage, The Green Thumb Garden Theatre, Rogers International Stage, Kids’ World Feature Stage, Labatt Blue Midway Stage, Remember When Pavilion, Renovation Stage, Rock Valley Café, A Taste of the World Gourmet Theatre and TTC Stage. The TTC Stage hosts the TTC Busker Auditions to hundreds of hopefuls that come to the CNE and audition for their chance to entertain you on the TTC.
International students recognize foods, clothes, gift items, collectable's from their countries and have the opportunity to explain in English what they are, their cultural or historical significance to other international students that have never seen them before. In many ways it is like traveling to the most exotic global markets without having to pay airfare.
The best prices for for shopping can occur at the CNE as many outlet shops, importers and clearance jobbers sell products at huge discounts. Students like to buy dictionaries for one dollar, or learn English CD sets for 3 dollars instead of the regular list price of thirty dollars. I like to buy books, software, music cd's, vhs tapes, dvd's and other resource materials for my classes at a 75 to 90 percent discount and so do the students.
The CNE exhibits are everywhere and have something for everyone. Some students love the gardens, gardening, and landscaping. Some students love the agricultural exhibits with all the food products, farm animals, farm equipment and the horse shows. Other students play at the sports pavilion to test their abilities with new sports challenges. Some like to see arts and crafts and art displays others like to participate in the "how to" demonstrations and create their own art piece. Some students just like to play the latest sega video games or sony games "be" pc gamers or x box pros and play on the newest equipment or game platform.
The final day of the CNE is Labour Day. Since it is too late to go again this year you are welcome join us for a day trip to the 2007 CNE.
***********
ESL in Canada Blog URL
http://eslincanada.blogspot.com/
Each summer I go to the CNE with students. This summer 2006, it is to see the "Super Dogs" and shop in the international pavilion. Last summer 2005 it was to see the world record holder "Human Cannon Ball" and the "Fire and Ice" show.
The "CNE or Ex" is a wonderful field trip for international students to learn English and see products, cultural exhibits, foods, performers and people from across Canada and every other country in the world. Every new item triggers questions and learning opportunities as students expand their vocabulary and language fluency.
Every year the CNE features a nice combination of regular performers along with new acts, performers and shows. It is comfortable to see familiar performers do new tricks to excite and wow the crowds.
One of the new shows "Wonders of Dance and Music" presents a fusion of Brazilian Carnival Samba, Flamenco, Tango, Arabic and Gypsy dance masterpieces integrated into one high-energy musical expression.
Another new show is "The Movie Song Show" where singers and dancers perform hit songs and scenes from famous movies like Flashdance, Top Gun, Back to the Future, The Bodyguard, Men in Black, Moulin Rouge, Chicago, and Titanic.
The Toronto Urban Music Festival is a presentation of Urban Music with new performers and regular performers with news songs and new routines. The show presents a wide variety of contemporary urban music including Hip Hop and Rap.
There are many smaller venue stages all over the Exhibition grounds to see performers. Toronto Star Bandshell, Global Food Building Stage, The Green Thumb Garden Theatre, Rogers International Stage, Kids’ World Feature Stage, Labatt Blue Midway Stage, Remember When Pavilion, Renovation Stage, Rock Valley Café, A Taste of the World Gourmet Theatre and TTC Stage. The TTC Stage hosts the TTC Busker Auditions to hundreds of hopefuls that come to the CNE and audition for their chance to entertain you on the TTC.
International students recognize foods, clothes, gift items, collectable's from their countries and have the opportunity to explain in English what they are, their cultural or historical significance to other international students that have never seen them before. In many ways it is like traveling to the most exotic global markets without having to pay airfare.
The best prices for for shopping can occur at the CNE as many outlet shops, importers and clearance jobbers sell products at huge discounts. Students like to buy dictionaries for one dollar, or learn English CD sets for 3 dollars instead of the regular list price of thirty dollars. I like to buy books, software, music cd's, vhs tapes, dvd's and other resource materials for my classes at a 75 to 90 percent discount and so do the students.
The CNE exhibits are everywhere and have something for everyone. Some students love the gardens, gardening, and landscaping. Some students love the agricultural exhibits with all the food products, farm animals, farm equipment and the horse shows. Other students play at the sports pavilion to test their abilities with new sports challenges. Some like to see arts and crafts and art displays others like to participate in the "how to" demonstrations and create their own art piece. Some students just like to play the latest sega video games or sony games "be" pc gamers or x box pros and play on the newest equipment or game platform.
The final day of the CNE is Labour Day. Since it is too late to go again this year you are welcome join us for a day trip to the 2007 CNE.
***********
ESL in Canada Blog URL
http://eslincanada.blogspot.com/
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