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Sunday, September 17, 2006

Laptop Computer Recommendations for Members

Networking Club information and recommendations will assist club members when making laptop computer purchase decisions.

With more online libraries, tutorials, reading assignments, homework, tests and lecture sessions the average university student has to have computer access on a 24/7 or 16/6 basis. This is just to keep up with the class assignments. Most web research, social networking and games are done in addition to the university study workload.

Laptop computers are almost mandatory for some university students that require computing power when in the lab, tutorial or interactive live sessions. The analysis-packages for database, math, engineering, statistics and financial numbers are areas where laptops offer students advantages when used "live".

When making a laptop purchase decision students have to consider features and battery life. Generally, laptop processors are less powerful than desktops but are capable of the same tasks as desktop computers. They contain components that are similar to desktops but are optimized for mobile use and efficient power consumption. Laptops usually have liquid crystal displays and most of them use different RAM memory modules. Laptops have built-in keyboards with touchpad or a pointing stick for input.

When making a laptop purchase decision students have to consider price and repair costs. Laptops' upgradability is severely limited and there is no industry wide standard for laptops. Each of the 35 major laptop manufacturers pursue their own proprietary design and construction process. Repairs happen much more frequently with laptops.

Ultraportable laptops have screens less than 12 inches diagonally and a weight of less than 5 pounds. Ultraportables are very expensive and house power-saving CPUs.

Thin-and-light laptops usually weigh between 4 and 6 pounds with a diagonal screen size of 14 inches.

Medium-sized laptops usually have diagonal screens of 15 inches and a weight of around 7 to 8 pounds.

Laptops have been mass produced with new models and capabilities every six months for over the last 20 years. There are several business men that use laptops when traveling and trade these almost new laptops every 2 or three years. It is possible to obtain a $3 to $4,000 almost new laptop for under $1000 from the leasing companies and computer service organizations that maintain them. Many of these computers have a good 2 or 3 years of useful service life for university students.

Look for the Network Club "How to shop for the best prices" Seminar.

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ESL in Canada Blog URL
http://eslincanada.blogspot.com/

Saturday, September 16, 2006

Real Estate Recommendations for Members

Networking Club information and recommendations will assist club members when making real estate purchase or rental decisions.

Smart international parents purchased property for their sons or daughters while they studied in Canada or the USA. These real estate purchases provided a convenient and safe student residence for their children.

Real estate has price cycles that last 5 to 10 years. The secret to smart investing is to buy during a low price cycle and sell during the high peaks. The parents have enjoyed the North American price rises from 1989 to 1997 and again from 1999 to 2006. Most of the last two cycle price increases have been in the 40 to 200 percent range.

Many of the parents who enjoyed good timing had their $200,000 condo or townhouse rise to $400,000 over the entire cycle period. Even when the parents deduct the cost of tuition the prices for food, clothes, books and expenses over the usual four years of university they still made a profit.

This type of longer-term intelligent investing keeps the rich families rich and enables them to grow richer every year.

There are many other education services and projects that real estate investors can utilize to earn money. Most of these projects require the correct form of real estate and a zoning category that allows for the project business activity. These real estate businesses are service and cash flow based and require day to day management and supervision. The earnings tend to average about $3,000 to $4,000 a month and are an excellent part time business and investment.

The only secret to renting is to rent when the prices slide and you are waiting for the prices to bottom. Recently real estate commentators have stated that some USA and Canada local real estate markets have either slowed, topped or cooled and require careful analysis before any purchase decision. If the lessons of the last two real estate cycles are to be used then renting can be an excellent option if prices are sliding but not yet at the bottom.

Look for the Network Club "How to shop for the best prices" Seminar.

Original Story: ESL in Canada Network Club

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ESL in Canada Blog URL
http://eslincanada.blogspot.com/

Friday, September 15, 2006

Study in Canada Requirements

The Government of Canada is providing all the forms for international students in an easy to download format. Find all the forms you need to apply for a Study Permit along with step-by-step instructions.

This includes information about:
- medical examinations
- police checks
- application fees and
- financial requirements

Use this link:
http://www.cic.gc.ca/english/study/apply-how.html

Visitor medical insurance is available for USA and Canada coverage for:

Foreign Students attending an educational institution full-time, or a daily registered student. Visitors who are 79 years of age or under who wish to visit Canada. Insurance for visitors over 79 years old is available, but is medically underwritten. Foreign Workers who are 69 years of age or under. Landed Immigrants who are 69 years of age or under. Returning Canadian citizens who are 79 years of age or younger.

Some Health Insurance definitions:

Accident Insurance is a form of health insurance against loss by accidental bodily injury.

Accident and Health Insurance is a type of coverage that pays benefits and or reimbursement for loss of income, in the case of sickness, accidental injury, or accidental death.

Dental insurance helps to pay costs of normal dental care as well as damage to teeth from an accident.

Disability Income Insurance is a form of health insurance that provides periodic payments to replace income when an insured person is unable to work as a result of illness, injury, or disease.

Health insurance reimburses losses resulting from sickness or accidental bodily injury. Health insurance includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, and accidental death and dismemberment insurance. Health insurance provides payment of benefits for covered sickness or injury. Includes various types of insurance such as accident insurance, disability income insurance, medical expense insurance, accidental death insurance, and dismemberment insurance.

Sickness Insurance is a form of health insurance providing benefits for loss resulting from illness or disease.

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ESL in Canada Blog URL
http://eslincanada.blogspot.com/